Inside: Stop that inner dialogue that says “I can’t save money!” With a few tweaks, you’ll find it much easier to become a saver, even if you’ve never been one!
I remember the day my 2 year old broke his arm. It was the worst feeling in the world knowing that your baby was hurt and there was nothing you could do about it. Thank the Lord for good hospitals full of people who can help!
The doctors and nurses got to work on him right away. It was a very obvious break…a sickening extra bend in a tiny arm where no bend should ever be. I still feel gross thinking about it. While we were there, the doctor who told me that he’s probably see me again soon with 3 boys in the house. Yeah, I kind of wanted to punch him just a little bit.
But he was right, of course. Life with young kids brings along trips to the emergency room. Unless you keep them in a bubble, there are always plenty of bumps, bruises, and (in our case) asthma attacks.
Inside: Add your own special touch to show love for your Mama with these verses for Mothers Day cards! Loving, funny, poetry…it’s all here!
When I was in second grade, my Sunday school teacher gave each child in her class a one dollar bill. She told us that we should use that money to go to the grocery store and choose some food for the poor. It was a lesson in helping others.
When I got home, I told my Mom about the assignment. After that, she was on a mission! By the time we got done shopping, I had a paper bag half filled with groceries for the price of a dollar.
Granted, this was the ’80s, so my dollar stretched further than it would today. But the truth is that my Mom knew how to pinch a penny. She’s one of the most frugal people I know. This woman raised five kids on what would be considered a meager income…but we never knew the difference. While we didn’t get the fancy shoes and trips that some of our friends had, it was really a life lesson of need versus wants.
People who know her agree with me. My Mom is a pretty amazing person. She has more energy than most people my own age! She bends over backwards to help people whenever she can. Happy Mother’s Day, Mom!
Earlier this week, I took my 3 year old out to run errands. We decided to try a new park, which was so much fun! They have a climbing toy in the shape of a train, which my little guy just loved.
When we finally got home after a long day of running errands, I was ready for both of us to have some down time. But as I unloaded things from the van, I saw him topple head first out of the car and into our gravel driveway. Instead of relaxing, we spent a few hours in the emergency room.
Luckily, everything turned out just fine! He was happy to get a popsicle and watch some cartoons, and I was relieved when the doctor said he looked a lot worse than he actually was.
Inside: Planning to travel soon? A vacation savings account is the perfect way to enjoy your trip without the stress of debt. Get a free printable for fun savings!
The first time I ever saw the ocean was on my honeymoon. After the stress of planning a wedding and dealing with minute details for months, that was the most relaxing vacation I’d ever had. We enjoyed it so much that we decided then and there that we’d be coming back within 5 years.
Kind of a stretch for two kids in their early 20s with not much in the way of job prospects. But we made it work! Five years and two kids later, we were back.
Since then, we’ve tried to take a nice vacation like this every couple of years. A trip like this is a splurge for sure, especially with a family of seven. But with some careful savings, we make it work.
Inside: Why you should get over your discomforts and learn to tell your kids no.
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Our 9 year old has decided that he wants–no, needs to own a fidget. Do you know about fidgets? They’re the latest craze with kids. It’s a pretty cool idea, actually. It’s a small toy that kids can spin and… well, basically fidget with to keep their hands occupied. Perfect for occupying busy boys. (Here’s an example.)
My Mom had bought small fidgets for my older two boys, and she offered to get one for him, too. But he wanted a slightly different model for himself. Trouble is, he had spent all of his money on a giant Lego set months ago and hadn’t refilled his piggy bank since then.
Part of me wanted to plop down the money for the toy and let him have it. After all, it’s only a few dollars. Even in our #yearofno it wouldn’t be much to spend. And who can turn down a cute face asking for such a small thing?
Do you give your kids gifts for Easter? I’ve heard of some parents that decide to gift an item they were going to have to buy the kids this time of year anyway (like boots or a folding chair for ball games). Then there are the parents that want to go all out for their kids no matter what we’re celebrating.
I’ve done both. On baby’s first Easter, he was 4 months old. But I decided he needed another fun toy to kick at during floor time. (Really? What was I thinking??)
These days I recognize the beauty in simplicity. I like the idea of keeping this holiday focused on Jesus. So even though some kids need new shoes and I’d like to get the little guy some toys for his sand box, I’m resisting. Besides, who wants to start the race where you buy something for one kid and then have to even it up for the rest of them?
Inside: You’re so tired of caving to every little temptation. But you don’t know how to develop self control! These 5 tips will change your thinking in no time.
I was sitting in church on Palm Sunday, when the deacon began talking about the Gospel. On Palm Sunday, the masses were laying out palms for Jesus to walk across. But by Thursday, they were calling for His death.
It struck me that the human struggle to stay focused on our life purpose is not new. It’s innate human behavior that we all have to work hard to rise above.
Christians, for instance, have to fight their entire lives to avoid “feels good now” temptations in order to get what they want the most in the after life. But there are many smaller journeys in life that are a good reflection of that. Maybe we have been given the gift of practice rounds as we go. What if we’re missing it?
Think about the last diet you tried. You decided to start a journey of healthier eating, with your end goal being a number on the scale or the shirt tag. It probably started great, until you were tempted by your favorite treat. Or there was a celebration that you needed to take part in (and that always involves delicious food!).
This is the report I’ve been wanting to write about for 16 months. I almost can’t believe that the first step of our debt payoff journey is over. It felt like such an impossible task when we set this goal. But with a lot of determination (and accountability from my favorite readers ever), I can say that we’ve reached our goal!!via GIPHY(I don’t even like soccer, but nothing else seemed like the right match.) 😉 (more…)
It’s funny how getting our largest credit card debt paid off has changed things around here. We aren’t out of debt yet. We have a couple more cards to go (both significantly smaller than what we owed the giant card).
Still, the free feeling of escaping that debt just makes me hungrier to do better with all of our money. It made me curious about other parts of our financial picture. And that gave me more motivation to get debt free.
Now that’s a circle I’d much rather be running than the old “never get out of debt” circle!
Inside: If you hate math but wish you could save more money, have I got the 52 Week Savings Plan Spreadsheet for you! Forget January 1st…start this any time!
Lately I’ve been on a mission to find ways to make it easier for people to save money. Not just on groceries and expenses. (Though that’s important, too.) But in a savings account, a piggy bank, or wherever you like to pile up money for a rainy day.
I don’t exactly pride myself on my math skills. I often joke that I married my Hubby so he could help with math homework. He’s the math and technology guy in the house.
That said, when it comes to my money, calculators are my best friend. Especially calculators that break down my big goals (like paying off credit card debt) into manageable chunks. If I pay this much money on this card and this much money on that card, when will I be debt free?