Secure Your Savings: How to Get Odd Jobs in Retail Merchandising

Secure Your Savings: How to Get Odd Jobs in Retail Merchandising

Have you ever stared at the balance on a credit card and wished there was something you could do right now to get it paid off?  I know I have.

I can’t give you directions to a money tree (besides, if I find that puppy I’m keeping it to myself!).  But I can do the next best thing.  Let’s talk about retail merchandising and how the flexibility of this job might make it the right side hustle for you.

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Secure Your Savings: How to Stop Impulse Buying in Its Tracks Today

Secure Your Savings: How to Stop Impulse Buying in Its Tracks Today

As I pull my heavy cart of groceries into the check out lane, I glance over at the candy rack.  There I see a box of my beloved Heath bars.  After spending an hour or two deciding whether to buy or not buy each thing based on a few dimes difference, I’m tired of making decisions.

That candy bar is calling my name, and it’s just a dollar.  Should I buy it?  Or not?  Does it really make that big a difference?

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Secure Your Savings: The Best Babysitting Ideas for Making Some Cash from Home

Secure Your Savings: The Best Babysitting Ideas for Making Some Cash from Home

When you’re looking for a way to make money, the best advice I have is to fix a problem for someone.  And babysitting is a problem nearly every parent is looking to fill.  Whether it’s for help while they work or for the occasional date night, good babysitting is always in demand.

I’m not going to tell you to open up a daycare in your home.  (Though many stay at home moms that earn money tend to earn it this way.)

Without committing to a full time job, you can earn some extra cash being a part time or occasional babysitter.  So let’s talk about some babysitting ideas you can use to earn a side income and cushion your account.

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Secure Your Savings: How to Make Money Online for Free

Secure Your Savings: How to Make Money Online for Free

What is your time worth?  If that isn’t a loaded question, I don’t know what one is.  You’ll hear people talk about your worth by calculating your salary in hours or by what you suppose you could be worth one day.

I don’t buy into that mumbo jumbo.  That doesn’t factor in the things that matter the most.  I’m not giving up $x.xx per hour because I spend it with my family.

It’s time to think differently about your time.  We all have pockets of time throughout the day that are going to waste.  And I can’t be the only one who glances at Facebook for “just a minute”, only to find that 20 minutes has gone by in a flash.

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Secure Your Savings: What To Do With That Tax Money

Secure Your Savings: What To Do With That Tax Money

Tax refund anticipation loans are a sign of how terrible we are at delaying gratification.  It’s possible that people experience a sudden emergency and need this once in their lives.  But more often, it creates an endless cycle of debt and is a symptom of always being behind on bills.

That’s exactly why I’ve pulled this challenge together.  I want you to prepare for life!  Pull together an emergency fund.  Build up a sinking fund.  Then dig out of debt and create a real life!  I don’t want to see anyone dependent on sharks that charge 36% interest after tacking on a $49.90 fee (source).

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Secure Your Savings: How to Sell Stuff Locally and Make Cash from Your Trash

Secure Your Savings: How to Sell Stuff Locally and Make Cash from Your Trash

I called my Dad, too excited to wait.  Hubby was out of town, but I’d finally found the perfect cabinet. The one I’d been searching for for months.  I knew that if I didn’t go to get it right away, it would be gone, and I needed some help getting it loaded.

That’s the joy of shopping locally.  Sure, I could have gone to Walmart and spent the same amount of money on a cabinet.  But it wouldn’t have been made nearly as well.  And it wouldn’t have been exactly what I wanted.

Maybe you have an older piece of furniture in your home.  You’re tired of looking at it or it takes up more space than you’d like.  Somewhere out there is someone wishing they had that piece of furniture.

Here’s how to meet that someone.

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Secure Your Savings: How to Know What to Sell on Ebay and Earn Cash

Secure Your Savings: How to Know What to Sell on Ebay and Earn Cash

My eyes were closed and my toes buried in the sand as I enjoyed the salty air breezing across my face.  I always enjoy a good vacation, but there’s something extra sweet in knowing that you are reaping the rewards of your own work.

Stay at home moms might not earn much income, but most of us find scrappy ways to bring in some extra where we can.  I had spent several months learning how to sell on Ebay.  And that cash helped to fund part of our vacation.

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Secure Your Savings: The Best Tips for Reducing Healthcare Costs

Secure Your Savings: The Best Tips for Reducing Healthcare Costs

In relief, I was finally able to sneak into the bathroom.  The baby was asleep, and my older boys (who were 2 and 3) were playing in their room.  But as I left the bathroom and turned the corner, my relief quickly turned into worry.  The sound my 2 year old was making didn’t sound natural.  Before I even entered their bedroom, I knew he was very hurt.

It turns out he had a broken arm.  The kind you know at a quick glance is unmistakably broken.  Plans were made, and we headed for the hospital.  He slept while I worried and tried not to be sick.

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Secure Your Savings: The Best Tips for Saving on Utilities

Secure Your Savings: The Best Tips for Saving on Utilities

Either you’re the one who goes around the house turning off lights behind everyone else, or you’re the one scolded for wasting electricity.  Chances are that you spent most of your childhood as the second one, but quickly changed to the first category after receiving your first electric bill.

Utility bills are a modern convenience that will cost us money for our entire lives.  (Assuming you don’t go off the grid, which is a whole different topic.)  While other bills come and go, we constantly use utilities, and constantly get billed.

Developing healthy habits for using utilities will save you over and over again.  You’ll want to find a good balance between living comfortably and living expensively.

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