This is the first Christmas shopping season we’ve had in ages that we are committed to not putting gifts on credit cards. That’s harder than it sounds! When online shopping, it’s much easier to plop a credit card number in and worry about it later. Except I’ve learned that I often forget to go back to it.
And that’s how it happens. The debt grows as you forget how much you’ve already spent. You always think it will sort itself out later, but it never does. Something to keep in mind as you shop.
It was December 23rd. Hubby and I had spread piles of gifts all across our bed. We wanted to be sure we had all of our bases covered. We carefully counted the number of gifts in each pile. Looks good! But, wait…what happened here? This one child seems to be coming up short.
We counted again, hoping we had somehow missed something. But, no. It was certain. One child was being shorted compared to the others.
This post was sponsored by WaterWipes as part of an Influencer Activation for Influence Central and all opinions expressed in my post are my own.
A few weeks before his third birthday, our fifth baby decided that he was suddenly potty trained. Within three days he was fully trained. Don’t ask me what I did to win that lottery, but I feel like I paid into it with previous babies that were tougher to train. So it evened out!
Our diaper buying days are behind us (for now, at least). But I’ll tell you one thing we’ll continue to buy…wipes. We use wipes constantly. They really are a mom’s best friend. What did moms do before them? Yeah, I know… they made do. I’m thankful that I don’t have to.
Thanksgiving morning is relaxing at our house. We eat a light breakfast (must save room for all that turkey!). Then we settle in to watch the Thanksgiving Day Parade on TV. We bounce through channels to find the best view of the balloons and floats.
Whether your Thanksgiving is a relaxing day or a day of chaotic cooking for family, I’ve rounded up some awesome Thankgiving ideas to make your day easier, more fun, or at least interesting.
This week we had a family emergency that made it necessary for my Hubby and one of our sons to make a sudden trip a couple of states away. If you need a compelling reason to get out of debt, this is the one. Who wants to worry about covering expenses at a time like that?
Getting out of debt has been a real struggle, because so many emergencies and repair bills seem to crop up when you have the best intentions. But even more important than seeing our debt number shrink to $0 has been getting out of the habit of using credit cards. So at least we have that going for us.
Have you ever been to a Yankee Swap party? (You might call it a White Elephant exchange or Dirty Santa.) You show up with a gift and wind up with a random gift from someone else.
There always seems to be one gift that is fought over. The gift that appeals to everyone. It’s fun to be the winner who brings home the coveted gift. But it’s also fun to be the one who brought the gift that’s sought after.
Truthfully, having a list of cheap gift ideas that appeal to a wide variety of people is handy for a lot of reasons. Teachers, coworkers, coaches, and whoever else you’d like to show appreciation to (without breaking the bank).
I catch a glimpse of the time as I swat at the obnoxious noise coming from my alarm clock. That can’t be right…I overslept again?
Quickly I rush around to wake up kids and make sure they have everything they need. Backpacks. A packed lunch. Clothes for gym class. Oh, and breakfast.
This week has taken a toll on all of us, no matter which side of the vote you find yourself on. I stayed up very late to watch election results roll in, and I’m still chugging coffee and trying to make up for lost sleep!
But today we celebrate Veterans Day. If you’ve served or your family has, thank you so much for all of your sacrifice and service to our country!
In anticipation of the Christmas season, you’ll see so many things go on sale in November. But there are some unexpected things on sale this month, too.
And other items that seem to be a best buy? Well, maybe they aren’t.
Sometimes I wonder if my Hubby regrets uttering the phrase #yearofno. He came up with the hashtag, and I grabbed it like a baton and ran with it! But honestly, I know he’s as relieved by the change in our finances as I am. (Maybe more?)
#Yearofno has been a serious game changer in our lives. It’s less about a spending freeze and more about a change in thinking. I’ve learned so much in these past 10 months!