Who doesn’t love the idea of saving money? You set money aside and forget about it. Then that magical day comes when you want to take a trip or make a fun purchase, and the money is there waiting for you. No need to worry about payments or how you’ll cover the cost.
Except that the whole part where you actually save the money is hard. Even if you find money in your paycheck to save, something always seems to happen to it. Whether that something is happy hour or too many searches through the dollar bins at Target, either way it’s gone.
Back when I only had two babies (16 months apart), I was just winging it. At that stage, aren’t we all? I mean, you have a baby, the nurses help you out for a couple of days, and then they send you home without any grown ups to make sure you’re doing it right.
If you’re lucky, you have family members to lean on. (Or call every 20 minutes to ask what you should do next. Not that I’d do anything like that.)
Slowly time goes by. Eventually you’re able to get longer stretches of sleep. You might have more babies. And after a while, something clicks. You learn to let go of unimportant things, and cling tightly to ideas that are proven winners.
My Hubby got the call we’ve been anticipating for months late last week. After that, our weekend became a whirlwind of activity as I tried to get all the kids ready to sleepover at their grandparents’ house. They’d leave for school from there, so that added another layer of preparation to my work.
Meanwhile, Hubby and I drove two states away to attend a funeral. We packed a lot of emotions into that overnight trip.
We also tried to keep the trip on the frugal side.
Being in debt is the worst! Back when we began our journey to get out of credit card debt, I couldn’t have imagined what it would look like. We’ve paid off half of our credit card debt now, but we’ve still got a long road ahead of us.
We have changed everything about the way we view spending. In fact, we don’t really like to spend too much unless we decide that it’s totally worth our money. That’s given way to some crazy ideas to get out of debt.
Now the word “crazy” is rather subjective. Some of you will read this list and say, “Nope. Too crazy for me. I’d never do these things.”
Others will read it and say, “Psssh. She didn’t once mention rinsing out generic Ziploc bags and reusing them. This list is dumb.”
My sophomore year, I walked into my English class, plopped my books on a desk, and took a seat. I was feeling more confident than I had as a scared freshman, so my first day of school was already off to a better start.
I was wearing my “no strike” t-shirt to display my annoyance at the Major League Baseball strike happening at the time. When I looked over, I noticed the guy sitting next to me wearing a similar shirt. Obviously, I had to strike up a conversation.
I thought he was a cool guy. Clearly he had good taste if he loved the best sport ever created as much as I did. He liked the fact that I could quote baseball stats like any guy in the class.
Little did I know, that friendship would later develop into a relationship. That would eventually lead to a marriage and five kids. And it began our big family story.
Several mornings ago, I pried my eyes open and discovered that a hard storm was hitting our home. I’d been up all night watching the radar, and nothing had come our way. Until now.
I walked out to our dining room and looked out the window. I couldn’t see anything. We were being hit hard by straight line winds.
I casually told my son that maybe we should head to the basement. I quickly woke the other kids and shuffled them downstairs. By the time we got to the bottom of the steps, the winds had died down.
Guys. I am so excited about this post that I couldn’t wait to get it written!! February was very good to us and we made BIG strides on our debt repayment.
When I juggled our various bank accounts and looked at what we were going to be able to do, I couldn’t wait to call the Hubby and share my excitement with him. It feels like we’ve had a boxing match with one particular credit card for over a year now. It’s tiring! I’m ready to win this battle.
Whether it’s cold and rainy outside or you’re just tired of listening to everyone complain, a family game night is the perfect cure for boredom. Even if you choose a new game to add to your collection, the cost of playing a game is far more affordable than taking everyone out to buy entertainment.
To make it easier, I pulled together a list of our family’s favorite games. So be sure to pop over to A Budget Friendly Life and read all about it today!
I’d love to know your favorite board game!
As a Mom of 5 kids, I know how to pinch a penny. We have a smaller home (with just one bathroom), which in some ways is really nice. Less to clean and keep up with. And best of all, we don’t find ourselves house poor. (Who wants to send all their hard earned money to the mortgage company?)
All of that might be true, but you can bet that I still dream about what it would be like to have a spacious large family home. And Mama, you sometimes dream about those things, too!
Today let’s explore what some large family homes and put some new ideas into our dream files. And who knows? Some of these pictures might even inspire ideas that you can use today.
I love to read money saving tips. Don’t you? But I have to tell you, I sometimes get frustrated when the tips are all about how someone saved x amount of dollars when they bought something new.
I do think those tips can be really helpful. (I’ve got a few tips like this in this very post!) But the very best money saving tips are those that help you avoid spending in the first place.
Do you agree? I’d love to hear your thoughts on this!