Should You Take A Vacation If You’re In Debt? (Take the Quiz!)

Should You Take A Vacation If You’re In Debt? (Take the Quiz!)

Inside: No one wants to have a life of regrets. So should you take a vacation if you’re in debt? Take this quiz to help you find the right balance.

When my family proposed that we take a vacation this year, I was immediately against it.  A vacation right after such a successful #yearofno?  We’d corrected our bad spending and were doing so well paying off debt.  It didn’t make sense to postpone our debt free date so we could have a family vacation.

Then again, I’m a pretty boring person.  I’ve always been the type to set goals and bend over backwards to reach them.  And while my more playful husband aggravates me sometimes, his viewpoint is an important counterbalance to my own.  It keeps me from missing out on the fun things in life, and I usually end up appreciating it in the long run.
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Reader Survey 2017:  Let’s Improve Medium Sized Family Together!

Reader Survey 2017: Let’s Improve Medium Sized Family Together!

This blog exists for one reason: to serve my readers.  I work to become a better blogger every day, and I can really only do that with your help.

It’s been over a year since I last surveyed the Medium Sized Family readers, so it’s definitely time to do it again!  Tell me a bit about yourself.  Whether this is your first visit to Medium Sized Family or you check in often, I’d like to know how I can help you out.

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How to Decide The Things You Don’t Need After All

How to Decide The Things You Don’t Need After All

Inside: Advertising makes you feel like you need one of everything! So how can you decide which things you don’t need after all? With these mind tricks.

I read a chapter from Little House on the Prairie to my daughter like we do most nights, when there’s a little extra time before bed.  In the book, Pa was recovering from malaria.  Since he couldn’t get out to work, he decided to hand make a rocking chair for Ma.  It was just a fun side project for the Ingalls family.

Aside from the fact that Pa’s skills were pretty amazing, I’m often struck by the stark contrast between wants and needs in the “Laura books”.  Most of us stop by the store if we run out of salad dressing.  Pa didn’t even go when he ran out of nails for building the house!  He just made pegs from wood and worked a little slower.  On their shelter.  Even the most frugal people I know would put “shelter” on their short list of needs.

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May Check In: Our SMART Goals and Big Debt Payoff Plan

May Check In: Our SMART Goals and Big Debt Payoff Plan

I am not a fan of hot dogs.  But you wouldn’t know it if you ate here last week.  We had corn dogs one night and beanie weenies another.  I’m pretty sure kids ate quick hot dogs on their way out the door to a game on other nights.  And more than one concession stand dog was consumed.

What can I say?  It’s baseball season!  This isn’t a way I want to eat long term.  But if it keeps us out of the fast food lane, I’m all for it!  We made a “quick stop” for some food after a crazy night once this month, and for ONLY fries and drinks we paid $20.

That’s crazy.

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3 Ways My Ugly Pink Shoes Changed How I Think About Money

3 Ways My Ugly Pink Shoes Changed How I Think About Money

Inside: Learn why I wear these shoes whenever I can…even though I’m not a fan of this style of shoes and I HATE pink!

We were at our county fair, stinky and sweaty after a long week of showing animals and enjoying 4-H activities.  It was the last day, which is always hard.  Some of our animals would go home with us.  Others would be sold at auction.

Even though my son wasn’t particularly fond of this set of lambs (they’d given him a lot of trouble!), he was having a hard time sending them on.  He’s old enough to understand the food chain.  And while our whole job was to pass a good product on to the consumer, selling animals is tough.

And even though I’m a no mom, and even though I know he needed to work through the process, I couldn’t say no when he asked if we could bring a bunny home.  So after working out a deal with a 4-H rabbit shower, we needed a cage.  That meant a quick trip in the pick up truck to Tractor Supply Company.

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That Feeling When You Paid Off Credit Card Debt

That Feeling When You Paid Off Credit Card Debt

Inside: Wondering what it takes to get a paid off credit card? Here’s what our family did to claw out of debt and what we learned from our journey.

In early 2016, my Hubby and I sat down to set our family goals for the year, when we realized that our credit card debt was worse than we thought.  In fact, it was so obnoxious that the best we could do was go round and round in circles.  Pay down the balance… watch it go back up.

Too much of our money was going towards that debt, but somehow the balances never seemed to get any smaller.

Why should hundreds of our dollars be handed to a credit card company every single month for the privilege of…what?  Owing more money?  We weren’t getting anything out of this deal.

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