30 Day Money Challenge

Secure Your Savings and Find Peace in the New Year

Can a 30 day money challenge change your life for the better?

Join the FREE Challenge!

Don't miss out!

Get emails reminding you of the daily challenges so you don’t leave it at “good intentions”.  No worries about spam or “gotcha” tactics here!  Our family has spent the last year getting our finances in order, and I want the best for everyone.  Let’s do this together!

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Is This Challenge for Me?

That depends.  Does any of this sound familiar?

An endless cycle of paycheck to paycheck living.

A mountain of debt you’re finally ready to tackle.

Bills pop up in the mail when you least expect them.

Money seems disorganized and scattered.

What's the Challenge?

I’m giving you 30 days of ways to save or earn extra money.  Money you can use for:

Starting or boosting your emergency fund

Filling a sinking fund.  (Why do I want a sinking fund?)

Catching up on bills to start the new year right.

Why I’m Passionate About This Money Challenge

In early 2016, my hubby and I decided it was time to get serious about getting out of debt.  We attacked it in a brand new way and it made all the difference in our finances.  Along the way, we learned some important things about our spending habits.

One lesson was that bad things happen when you least expect them, and when you most need them not to.  You should always be ready for unexpected expenses.  Because, while you can’t guess when they’ll happen or what they’ll look like, you can bet you’ll be hit with them at some point.

Grandma told you to save for a rainy day.  I’m telling you to pull together a sinking fund.  Learn why I think sinking funds are so important here.  

But I don’t just want to tell you how important they are and leave you to fend for yourself.  So let’s kick off 2017 on the right foot.  Get 30 days of advice for saving and earning enough money to fund that account.  The challenge starts January 1, 2017.  I can’t wait to get started!

I'm Ready to Challenge Myself!

Sign Up for the 30 Day Money Challenge

30 Day Money Challenge: Secure Your Savings and Find Peace in the New Year

This brand new 30 day money challenge will set you up for success in paying off debt. One year ago, my Hubby and I discovered a fatal flaw in all of our carefully laid plans.  We were good at setting goals for ourselves each year, but we were struggling to meet them....
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Secure Your Savings: Set Yourself Up for Success

Only 8% of all people accomplish their New Year's Resolutions (source).  Why do you think that is?  I think it's because they make half-hearted attempts at making a change only to quit before they really get started. Not you. You're going to rock this new year!  2017...
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Secure Your Savings: This Checking Account Can Save Your Money

Welcome to day number one of the Secure Your Savings and Find Peace in the New Year series!  Are you excited?  I hope so, because I sure am.  We're going to change the way you see money and bills this month.  And this change is going to rock your entire year. I'm...
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Secure Your Savings: Save Money By Finding Awesome Used Stuff for Sale

So Guy 1, we'll call him Fred, set a New Year's Resolution.  He's going to get in shape this year.  So Fred looks through the ads, does some research, and decides on a few pieces of exercise equipment that he'd like to own. Fred's got some money saved up, but he wants...
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Secure Your Savings: Use a Green Thumb to Grow an Extra Green Wallet

Winter is drab.  We don't have to dig into the cold weather for long before I start wishing for living plants.  I'll sometimes treat myself to discount flowers while I'm at the grocery store just to lift our spirits for a few days. But then I realized that I could...
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Secure Your Savings: How Cheap Meal Planning Can Save You Money and Simplify Your Life

Statistics show that 97% of all households* hate to meal plan (*statistic possibly made up).  But when a chore can save you so much time and money, it's hard to totally ignore it. When I hate doing something that's necessary, I find the best way to streamline it.  I...
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Secure Your Savings: 15 Free Things to Do When You’re Stuck at Home

"Boredom, anger, sadness, or fear are not 'yours,' not personal. They are conditions of the human mind. They come and go. Nothing that comes and goes is you."  ~Eckhart Tolle Isn't that a fascinating quote?  For some of us, being stuck at home sounds limiting or...
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Secure Your Savings: How Cleaning My Room Helps Me Save (and Make) Money

We spent hours searching for a Cub Scout uniform.  Days, even.  I had already begun shopping for a new one when we finally found it.  It was in the very bottom of the toy box.  (What? You don't keep clothes there?) I can't tell you how many times this scenario has...
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Secure Your Savings: Tired of Food To Go? Easy Ways To Do It for Less

Our family dubbed 2016 our #yearofno.  This was our inspiration that encouraged us in our debt payoff journey.  You can learn more about that here. One of the biggest changes we made in 2016 was breaking our fast food habit.  We have five kids, so we're always on the...
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Secure Your Savings: The Best Tips for Saving on Utilities

Either you're the one who goes around the house turning off lights behind everyone else, or you're the one scolded for wasting electricity.  Chances are that you spent most of your childhood as the second one, but quickly changed to the first category after receiving...
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Secure Your Savings: The Best Tips for Reducing Healthcare Costs

In relief, I was finally able to sneak into the bathroom.  The baby was asleep, and my older boys (who were 2 and 3) were playing in their room.  But as I left the bathroom and turned the corner, my relief quickly turned into worry.  The sound my 2 year old was making...
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Secure Your Savings: How to Know What to Sell on Ebay and Earn Cash

My eyes were closed and my toes buried in the sand as I enjoyed the salty air breezing across my face.  I always enjoy a good vacation, but there's something extra sweet in knowing that you are reaping the rewards of your own work. Stay at home moms might not earn...
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Secure Your Savings: How to Sell Stuff Locally and Make Cash from Your Trash

I called my Dad, too excited to wait.  Hubby was out of town, but I'd finally found the perfect cabinet. The one I'd been searching for for months.  I knew that if I didn't go to get it right away, it would be gone, and I needed some help getting it loaded. That's the...
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Secure Your Savings: What To Do With That Tax Money

Tax refund anticipation loans are a sign of how terrible we are at delaying gratification.  It's possible that people experience a sudden emergency and need this once in their lives.  But more often, it creates an endless cycle of debt and is a symptom of always being...
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Secure Your Savings: Shop Around for Easy Utility Savings Every Month

Ma Bell held tight control over the phone system in America for decades.  It wasn't until the 80s that the monopoly was broken up and competition allowed to begin. The 90s gave birth to the Telecommunications Act, which opened up long distance calls to greater...
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Secure Your Savings: How to Make Money Online for Free

What is your time worth?  If that isn't a loaded question, I don't know what one is.  You'll hear people talk about your worth by calculating your salary in hours or by what you suppose you could be worth one day. I don't buy into that mumbo jumbo.  That doesn't...
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Secure Your Savings: The Best Babysitting Ideas for Making Some Cash from Home

When you're looking for a way to make money, the best advice I have is to fix a problem for someone.  And babysitting is a problem nearly every parent is looking to fill.  Whether it's for help while they work or for the occasional date night, good babysitting is...
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Secure Your Savings: How to Stop Impulse Buying in Its Tracks Today

As I pull my heavy cart of groceries into the check out lane, I glance over at the candy rack.  There I see a box of my beloved Heath bars.  After spending an hour or two deciding whether to buy or not buy each thing based on a few dimes difference, I'm tired of...
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Secure Your Savings: How to Get Odd Jobs in Retail Merchandising

Have you ever stared at the balance on a credit card and wished there was something you could do right now to get it paid off?  I know I have. I can't give you directions to a money tree (besides, if I find that puppy I'm keeping it to myself!).  But I can do the next...
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