11 Powerful Habits That Will Have You Paying Off Debt Quickly

11 Powerful Habits That Will Have You Paying Off Debt Quickly

When you’re finally ready to tackle the job of paying off debt quickly, you’ll need to establish some habits to make sure it sticks. Use these ideas to win the fight.

Paying off debt requires three things: passion, determination, and a willingness to completely change your life.

You know you’ve got the passion when getting out of debt is all you think about. Your friends and family know about the big goal, and they sometimes mention it when you’re together.  “How’s the big plan going?” or “Do you want to just come to my place instead of meeting at the bar?”

Side note: if you’ve got friends and family that are supportive like this, be sure to hold on to them tight!

A sign of the right kind of determination is when you surprise yourself by saying “no” to something you usually spend money on automatically.  Because you’re determined to get that debt free life you know you deserve far more than any impulse buy.

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5 Ways We’ve Saved Money This Week 107

5 Ways We’ve Saved Money This Week 107

Winter feels like the perfect time to hang out in the kitchen.  Why not warm yourself up by the oven while you bake yummy foods for your family?  As a bonus, you can make more from scratch and spend less money on fast food or convenience foods from the store!

Thanks to my 30 day money challenge, I was inspired to get back in the kitchen again.  Lately I’ve made white chicken chili, homemade lemon meringue pie (even the pie crust was from scratch!), Chex Mix, hot chocolate mix, and several batches of cookies.

And now I’m working on a resource that will help you make more from scratch, too!  Keep an eye out for that in the next two weeks.

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The School Fundraising Idea That Will Make Parents Happy

The School Fundraising Idea That Will Make Parents Happy

Do you need a school fundraising idea? This one is even great for sports or youth groups.  If you hate to sell things but need to raise money, you’ll love this simple idea!

If your children are involved in any activities at all, then I bet you are tired of fundraising!  In one short time, we were asked to sell cookie dough and pies for the school, candles for band, pizza and flowers for the sports team, and raffle tickets for the church.

If we participated in every fundraiser we were asked to do, our family would never want to see us again!

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Grocery Shopping on a Budget: How To Save The Most

Grocery Shopping on a Budget: How To Save The Most

Grocery shopping on a budget feels restricting sometimes. But you can feed your family well using less money than you think. Here’s how.

Once, I was challenged to feed my family on “just” $5 per person per day.  When I did the math, my mouth dropped.  For a family of 7, that amounts to $245 per week.

Now, I try to spend $300 or less when I shop for groceries every 2 weeks.  So for me, feeding my family at $5 per person per day wouldn’t be a challenge.  Shoot, we could have steak on that budget!

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5 Ways We’ve Saved Money This Week 106

5 Ways We’ve Saved Money This Week 106

Did you know that only 8% of the world’s currency is actual physical bills and coins?  We definitely live in a digital age.  The fact that we are less and less likely to actually touch our money makes us detached from it.

Does that make you want to use the envelope system more?

I think it’s a good idea to get more intimate with your cash.  But I also think that if we have a habit of using debit cards, that can create more problems.  If your sub conscience is convinced that you have backup cash in the account, you might blow through your cash too quickly.

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A Fresh New Year With New Goals…And A New Hashtag in 2018!

A Fresh New Year With New Goals…And A New Hashtag in 2018!

While I’m a huge fan of January 1st, we usually don’t have any goals written by that date.  The last week of December is filled with holidays, birthday celebrations, and seeing how long we can wear pajamas each day.  Not a lot of room there for brainstorming our future.

But once the new year begins and we settle back into our routine, that’s when we’re ready to imagine our future.

Setting these goals was the most fun this meeting has been in years!  While finishing off debt is the first thing we wrote down, we can see light at the end of the tunnel.  We should send the last payment to the credit card companies in the next couple of months.

I can’t begin to tell you how sweet that feels.

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5 Ways We’ve Saved Money This Week 105

5 Ways We’ve Saved Money This Week 105

It’s a funny thing, but the more you collect money saving tips, the more you’ll find.  It’s another one of those creative muscles that can be flexed into something beautiful!

So aside from the money saving tips you find in this weekly series, you can find daily (weekdays, anyway) money saving tips on my Facebook page.  Like Medium Sized Family on Facebook to keep collecting tips!

But those tips I’m sharing on Facebook do not (usually) come from my book.  So if you really love to save money, you’ll find over 500 money saving tips in the book.  Go here to learn more about that!

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How To Get Ahead In Life: 7 Ideas That Will Boost Your Savings

How To Get Ahead In Life: 7 Ideas That Will Boost Your Savings

Feel like you’ll never stop living paycheck to paycheck? Learn how to get ahead in life with these 7 ideas you can put to use right away.

The mailbox is full of bills, a kid just had an expensive trip to urgent care, and the car is in need of a repair.  Now you are just hoping that there’s enough food in the pantry to get you through to the next paycheck.

But deep down, you know that you’re just going to find yourself running out of money again.

So how can you get ahead when you feel like you’re just falling further and further behind?

Let’s talk about some money goals that you can set for yourself to make this mess a little neater.  Don’t be discouraged!  These are goals that people in nearly any financial situation can take use.

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