Being in debt puts a damper on a lot of things. But the holidays can seem especially hard!
Between feeling obligated to participate in every tradition, event, and gift giving opportunity and the fact that most of your friends seem to take part in every one of those things, it can make the season feel depressing.
Time to reframe that attitude!
The holiday season is the best time to put on your attitude of gratitude! Christmas should be about so much more than just spending money!
And if you can raise yourself up this time of year, imagine the great things you are setting yourself up for! A fresh new year with less debt (especially if you have a habit of financing gifts on the old credit card).
And, if you can beat that debt, your future Christmases can be times of less stress.
Finding the right inexpensive Christmas gifts that still show how much you care can be tough. But this list of unique ideas makes it easy!
Remember in the Little House on the Prairie bookswhen Laura receives the inexpensive Christmas gifts of an orange and some candy? One year she even got her very own tin cup to use!
And the year that she received her rag doll was obviously special to her.
Think about that. Do you think your kids could even tell you what they got for Christmas last year?
The season has morphed from a simple celebration to an over the top holiday. Even if you don’t long for those Little House on the Prairie style days in your home, you probably like the idea of cutting back a bit.
Curious about how Walmart Christmas layaway 2018 works? Find out what makes it a great alternative to putting another holiday on plastic!
Remember the days of the blue light special? Back then everyone seemed to use layaway programs to help them afford Christmas gifts. Over time, more people began to use credit cards instead of dealing with the hassle of layaway programs.
But layaway still exists! And it’s actually a fantastic way to avoid debt this Christmas. Given all the scary statistics about Christmas spending and compounding debt problems (read all about that here), you should be doing everything possible to avoid pulling out the card this season.
It probably won’t surprise you to learn that the best layaway program I’ve found is at Walmart. They will set you up with a program with no extra fees. That’s much better than what your average credit card company will do for you!
Inside: Funny Christmas tags are awesome, because you get to give them the gift of humor…plus whatever you bought. Grab these totally free printables!
Christmas gift tags are one of those things that doesn’t cost that much to grab at a dollar store. But why not save a buck where you can? And be honest…when was the last time you stopped at the dollar store and spent only a dollar?
That’s why I love to find free printable Christmas gift tags whenever I can. This year, I decided to try my hand at making some of my own. Since my family loves to joke and play, why not use funny Christmas tags?
No decent blogger can create something like this and keep it to themselves. So I’m sharing with you. Feel free to choose any of your favorites below to download and print yourself.
I'm Jamie, and I want to help your family learn how to save money without that "martyr" feeling. Learn more.
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