In Debt? Here Are 7 Extra Things to Skip This Christmas

Being in debt puts a damper on a lot of things.  But the holidays can seem especially hard!

Between feeling obligated to participate in every tradition, event, and gift giving opportunity and the fact that most of your friends seem to take part in every one of those things, it can make the season feel depressing.

Time to reframe that attitude!

The holiday season is the best time to put on your attitude of gratitude!  Christmas should be about so much more than just spending money!

And if you can raise yourself up this time of year, imagine the great things you are setting yourself up for!  A fresh new year with less debt (especially if you have a habit of financing gifts on the old credit card).

And, if you can beat that debt, your future Christmases can be times of less stress.

Doesn’t that sound wonderful??

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Cool Gift Ideas That Everyone On Your List Will Love This Year

Looking for cool gift ideas for everyone on your list? This gift guide has ideas for all of them! Affordable options they’re sure to use and love!

Finding just the right gift for the people you love the most can be so hard!  You want something they’ll enjoy, that won’t become clutter within weeks (or days!), and affordability is a must.

That’s why I pulled together this list of cool gift ideas!  Everything here is something I will give to a loved one this year.

Reading through gift guides filled with $100 (sometimes $500!) ideas is always discouraging.  I don’t consider spending $100 on one gift to be affordable…and I bet you don’t either!

No, this list is more realistic.  But it’s also filled with interesting ideas, so they don’t already have 3 versions of the same thing!

Ready to go?  Let’s check out these awesome gift ideas!

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Inexpensive Christmas Gifts That Will Help You Save Money

Finding the right inexpensive Christmas gifts that still show how much you care can be tough. But this list of unique ideas makes it easy!

Remember in the Little House on the Prairie books when Laura receives the inexpensive Christmas gifts of an orange and some candy?  One year she even got her very own tin cup to use!

And the year that she received her rag doll was obviously special to her.

Think about that.  Do you think your kids could even tell you what they got for Christmas last year?

The season has morphed from a simple celebration to an over the top holiday.  Even if you don’t long for those Little House on the Prairie style days in your home, you probably like the idea of cutting back a bit.

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Blooms & Berries: A Review of Fall On the Farm (And A 2018 Coupon That Will Make You Happy!)

Looking for a Blooms and Berries coupon for 2018? Here it is! Also, check out our review and learn how to get the most from your trip to Fall On the Farm!

It took our family years to find a pumpkin farm we all enjoy.  We tried Blooms and Berries on a friend’s recommendation a few years ago…and it was an instant hit!

It’s become our family’s favorite fall destination in the Greater Cincinnati area.

Here’s why we love this farm so much.  So when they offered our family the chance to visit for free, I jumped at it!  And (my money saving friends!) I have a coupon to share with you, too!

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Walmart Christmas Layaway 2018: How To Use It To Save The Most

Walmart Christmas Layaway 2018: How To Use It To Save The Most

Curious about how Walmart Christmas layaway 2018 works? Find out what makes it a great alternative to putting another holiday on plastic!

Remember the days of the blue light special?  Back then everyone seemed to use layaway programs to help them afford Christmas gifts.  Over time, more people began to use credit cards instead of dealing with the hassle of layaway programs.

But layaway still exists!  And it’s actually a fantastic way to avoid debt this Christmas.  Given all the scary statistics about Christmas spending and compounding debt problems (read all about that here), you should be doing everything possible to avoid pulling out the card this season.

It probably won’t surprise you to learn that the best layaway program I’ve found is at Walmart.  They will set you up with a program with no extra fees.  That’s much better than what your average credit card company will do for you!

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Back to School Tips That Will Make Your New Year The Best Yet

The right back to school tips can set up your school year for success! Be sure you’ve covered everything by keeping these things in mind.

Whether your kids are heading to school for the first time ever, starting over at a new school, or just heading back to a familiar place, getting into the swing of a new school year offers a fresh start.

Every parents wants the new year to be a successful one.  Luckily, there are a few steps you can take to get everything off on the right foot.

As Mom to five kids heading back to school, I’ve been there done that!  Here are some of our favorite back to school tips.

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The Free Checklist to Kickstart Your Savings Account!

When you join the Medium Sized Family community, you'll learn how to save more (even when life happens).  You'll also get the free guide with simple tips you can use THIS WEEK to start boosing your savings account!

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