Baseball season is in full swing. That means choosing between eating supper at 4:30 (sometimes 4:00) or 9:00. (Or, if you’re a teenage boy, the answer is, obviously, both.)
Sometimes eating on the go is just a must. Using my handy snacks for trips list has helped, but I’m planning to add to my bag of tricks this year! If you have a favorite tip for eating meals on the go (and avoiding fast food or dropping $20 at the concession stand), let me know in the comments!
This week I put together our goals check in for April, and I’ve gotta tell you…it’s way more fun to write goals when you aren’t giving all your money to credit card companies!
Of course we aren’t splurging on a bunch of “stuff” now that we’re debt free. (Ok, we did a little splurging on our trip last week!) Most of that debt money is now going to fill our savings account.
But watching money build in an account is a million times more fun than sending it off to pay for things you bought years ago. It seems so silly that we lived that way for so long! Setting those big goals was sooooo worth it!
One evening, when our #yearofno was wearing thin (and getting on our nerves a little bit), Hubby and I talked about the first thing we’d do when we were free from credit card debt. We considered a few ideas, but finally decided that a little getaway was the perfect reward for our family.
We sent in our last payment a couple of weeks ago! So we decided to book a hotel for one night of spring break. We took the kids to Indianapolis for a couple of days of fun.
I can’t tell you how relaxing it is to get away with the family on a trip you can cover with cash. It felt truly rewarding after years of looking for free things to do over spring break.
Not that there’s anything at all wrong with having a frugal or free spring break. You can bet we’ll still have plenty of those in our future! But sometimes a cash splurge is just what the doctor ordered.
One of my big concerns with reaching our big goal (paying off a ton of credit card debt) was…what’s gonna happen next? Will we really be able to keep our money saving ways once we paid off debt and our #yearofno was over?
But in my next couple of shopping trips, I discovered a funny thing. Now I’m actually more protective of our money than I was before! Maybe that has something to do with the fact that every dollar I save…is a dollar I save!
Now I’m not saving money so I can ship it out to a big corporation. (Not that I have anything against big corporations, per se. It just isn’t much fun when you aren’t getting anything in return.)
We’ve been talking about this a bit in the Facebook group. If you’ve always wanted to be part of a group that gets it…no need to explain your frugal ways or the reason your celebrating saving $2…this is the group for you!
Join us at Living That #YearofNo Life.
Two weeks. I don’t think I’ve taken that kind of break from blogging since I began! But I finally carved a pocket of time to dedicate to writing.
Never mind the fact that a dead truck battery gave me this time. 😉
Last week, the big day we’ve anticipated for well over two years FINALLY happened.
WE PAID OFF EVERY BIT OF CREDIT CARD DEBT!
It wasn’t as smooth as I thought it would be. I’ll admit that we used our tax refund to finish off the debt. But it didn’t quite cover the entire bill. But I was so anxious to be done that I scraped together every bit of cash I could come up with to bring that balance to zero.
Adding that frantic movement to our last day of credit card living kind of curbed the joy I was looking for. But the sweet relief of standing on our own two feet without those bills hanging over us anymore was so worth it.
I expect that our next payday is when it will hit me that we don’t have to turn over all of that cash to a credit card company. That’s when the balloons will fall from the sky.
While our #yearofno (make that two years of no) was effective at helping us pay off a chunk of debt, it wasn’t pretty. I may have inadvertently made it seem easier than it was.
We’ll be spending this year catching up on things that fell to the side for the past couple of years. This includes those non-essential things around our home that we didn’t replace or repair.
So what made our #yearofno different than a no spend month? Priorities. We’ve learned that we can live with imperfect things. We know what is most important. And we have the patience to wait to buy new when we have the cash to do it.
A no spend month wouldn’t have taught us any of those things. Anyone can tread water for a month only to go on a spending spree on the first day of a new month.