The critical part of choosing a money saving plan is finding one that works the way YOU work.
Savings account.
Ugh.
Is there any more guilt inducing phrase in the English language?
Maybe. But most of us don’t feel a sense of security when we hear about the “savings” we were supposed to have built up.
That’s because it’s not as easy as “just save 10% of your paycheck” when you add in things like…oh, kids. And cars. And rent or mortgages. And, and, and…
But if that save 10% advice doesn’t work for your real life, that doesn’t mean everything is hopeless.
It simply means that you haven’t found the savings method that works for your real life…yet.
FYI, every recipe in this list and my other recommended lists are easy, cheap meals with simple ingredients that I make for my family of 8 on a regular basis (with a couple I just discovered and will be adding to our meal plan ASAP!).
Figuring out what to get a teenager for Christmas can be a real head scratcher. But this list of tried and true ideas from a mom of 3 teens makes it easy.
It’s hard to believe it, but that little boy you used to snuggle with has grown into a tall teenager!
Where does the time go?
Of course you want to get him the perfect gift. Something that shows how much you love him.
But how can you manage that?
He hardly wants anything at all. And the few ideas you’ve managed to wiggle out of him are well above your budget.
What do you get a teenager for Christmas?
It’s a tough task…but not an impossible one!
Let’s explore a few ideas that are just right for your beloved teen this year.
(If you can’t tell, I have 3 teenage boys of my own. But don’t worry, there are ideas here that work for a boy or a girl!)
These frugal ways to keep your house warm are so easy to put in place…but they’ll save you a ton of cash!
Fall is something to get excited about, especially when life seems so crazy and otherwise unpredictable.
There’s hot cups of tea to look forward to. And warm cozy sweaters you haven’t seen in months.
And those surprisingly enormous heat bills coming in the mail.
Ok, so maybe you aren’t looking forward to that one.
But that’s ok. Because today we’ll talk about a few simple things you can do to save money on that bill. So maybe we can make it not-so-enormous this time.
I’m sorry to say that I haven’t blogged so inconsistently in the entire time I’ve written at Medium Sized Family as I have in 2020.
This year has stretched me in so many new ways. Some days I feel like I’m rocking the Little House On the Prairie life. Other days, I can’t even get a load of dishes clean (let alone anything else).
I have a feeling I’m not alone. 😉
This week, school started back for our kids. We’ve got some of them back in public school, and some of them I’ll be homeschooling. As in traditional homeschool…which is a lot of work!
But, I hope the new school year will give us a chance to get back to something resembling a routine. And maybe I can make more time for writing. (It’s my favorite part of blogging!)
Curious about how Walmart Christmas layaway 2020 works? Find out what makes it a great alternative to putting another holiday on plastic!
Remember the days of the blue light special? Back then everyone seemed to use layaway programs to help them afford Christmas gifts.
Over time, more people began to use credit cards instead of dealing with the hassle of layaway programs.
But layaway still exists! And it’s actually a fantastic way to avoid debt this Christmas.
Given all the scary statistics about Christmas spending and compounding debt problems (read all about that here), you should be doing everything possible to avoid pulling out the card this season.
It probably won’t surprise you to learn that the best layaway program I’ve found is at Walmart. They will set you up with a program with no extra fees.
That’s much better than what your average credit card company will do for you!
I'm Jamie, and I believe that you can build your savings, even when life is frustrating. Learn more.
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