10 Money Saving Plans That Will Actually Fill Your Empty Savings Account

The critical part of choosing a money saving plan is finding one that works the way YOU work.

Savings account.

Ugh.

Is there any more guilt inducing phrase in the English language?

Maybe.  But most of us don’t feel a sense of security when we hear about the “savings” we were supposed to have built up.

That’s because it’s not as easy as “just save 10% of your paycheck” when you add in things like…oh, kids. And cars. And rent or mortgages. And, and, and…

But if that save 10% advice doesn’t work for your real life, that doesn’t mean everything is hopeless.

It simply means that you haven’t found the savings method that works for your real life…yet.

Today, we’re gonna fix that.

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The 25 Best Large Family Freezer Meals: Easy Recipes, Simple Ingredients

The best large family freezer meals are easy to make, with simple ingredients. Get the recipes here.

You know those days when you get out of bed late, and everything that happens next seems to snowball until your day is one big mess?

By suppertime, you’re ready to throw in the towel and call for pizza.  (Again.)

Well, you can make everything much easier on yourself with just a little prep work, and this list of large family freezer meals.

This list is gonna come in handy over and over, so make sure you bookmark it or pin it!

And by the way, don’t miss out on my other lists of large family friendly meals:

Large Family Dinner Ideas That Will Be Favorites In No Time

Easy, Cheap Large Family Meals You’ll Love

FYI, every recipe in this list and my other recommended lists are easy, cheap meals with simple ingredients that I make for my family of 8 on a regular basis (with a couple I just discovered and will be adding to our meal plan ASAP!).

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What To Get A Teenager For Christmas This Year (That’s Not A Gift Card)

Figuring out what to get a teenager for Christmas can be a real head scratcher. But this list of tried and true ideas from a mom of 3 teens makes it easy.

It’s hard to believe it, but that little boy you used to snuggle with has grown into a tall teenager!

Where does the time go?

Of course you want to get him the perfect gift. Something that shows how much you love him.

But how can you manage that?

He hardly wants anything at all.  And the few ideas you’ve managed to wiggle out of him are well above your budget.

What do you get a teenager for Christmas?

It’s a tough task…but not an impossible one!

Let’s explore a few ideas that are just right for your beloved teen this year. 

(If you can’t tell, I have 3 teenage boys of my own.  But don’t worry, there are ideas here that work for a boy or a girl!)

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How To Live Simply (and Cheaply): Starting A More Fulfilling Frugal Life

Wondering how to live simply when you feel like you’re already following most frugal living advice? Time to dig deeper!

Here’s another fabulous post from one of our favorite frugal folks from the Frugal Living Facebook group, Belinda Lents!

(If frugal tips are your favorite, you can join us here!)

Do you ever feel like you have read countless money saving articles only to realize…

…none of them apply to your real life?

I mean, I don’t even drink coffee or eat out on a regular basis.

Over the past twenty years, I have read hundreds, maybe even thousands, of articles on how to save money.

And a few years ago, it finally occurred to me that I was already doing most of the common suggestions.

It was time to dig deeper.

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10 Super Easy Snack Ideas Your Kids Will Beg For

Easy snack ideas for kids…new ideas they’ll beg for day after day. Finally, a different snack for the kids that doesn’t take all day to make!

The hardest thing about being a parent is having to think of things to feed them every single day.

(Ok, ok, if that’s the hardest thing for you then count yourself lucky!)

Still, it’s a pain to try to think of something for them to eat 3 times a day.

And then, there’s the constant snacking.

Ugh!

Around our house, we have the regular snacky foods. And then there’s the special snacky foods.  The ones the kids beg for.

Here are some super easy snack ideas that our kids love.

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20 Frugal Ways To Keep Your House Warm (Without Emptying Your Savings)

These frugal ways to keep your house warm are so easy to put in place…but they’ll save you a ton of cash!

Fall is something to get excited about, especially when life seems so crazy and otherwise unpredictable.

There’s hot cups of tea to look forward to. And warm cozy sweaters you haven’t seen in months.

And those surprisingly enormous heat bills coming in the mail.

Ok, so maybe you aren’t looking forward to that one.

But that’s ok.  Because today we’ll talk about a few simple things you can do to save money on that bill.  So maybe we can make it not-so-enormous this time.

Ready to learn how to stay warm at home?

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16 Ingenius Ways To Love Your Stay At Home Christmas

Whether it’s by choice or not, a stay at home Christmas can be so much fun (and so memorable!). Don’t miss these ingenius traditions this year.

It’s 2020, and you know what that means!

I means…well, that no one really knows. Anything.

We’d all like to hope that life will resemble normalcy come Christmas. But who’s to say?

So it’s a good idea to prepare for a stay at home Christmas this year.

It’s probably going to look different from usual. But I bet that years from now, you’ll look back on this Christmas as one to remember.

Here’s how to make it fun, even if you can’t do your usual favorite things.

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5 Ways We’ve Saved Money This Week #159

 

Well hello again!

I’m sorry to say that I haven’t blogged so inconsistently in the entire time I’ve written at Medium Sized Family as I have in 2020.

This year has stretched me in so many new ways. Some days I feel like I’m rocking the Little House On the Prairie life. Other days, I can’t even get a load of dishes clean (let alone anything else).

I have a feeling I’m not alone.  😉

This week, school started back for our kids. We’ve got some of them back in public school, and some of them I’ll be homeschooling. As in traditional homeschool…which is a lot of work!

But, I hope the new school year will give us a chance to get back to something resembling a routine. And maybe I can make more time for writing.  (It’s my favorite part of blogging!)

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Walmart Christmas Layaway 2020: How To Use It To Save The Most

Walmart Christmas Layaway 2020: How To Use It To Save The Most

Curious about how Walmart Christmas layaway 2020 works? Find out what makes it a great alternative to putting another holiday on plastic!

Remember the days of the blue light special?  Back then everyone seemed to use layaway programs to help them afford Christmas gifts. 

Over time, more people began to use credit cards instead of dealing with the hassle of layaway programs.

But layaway still exists!  And it’s actually a fantastic way to avoid debt this Christmas

Given all the scary statistics about Christmas spending and compounding debt problems (read all about that here), you should be doing everything possible to avoid pulling out the card this season.

It probably won’t surprise you to learn that the best layaway program I’ve found is at Walmart.  They will set you up with a program with no extra fees. 

That’s much better than what your average credit card company will do for you!

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The “In and Out Jar”: A Different Way To Save Money

 

For years we’ve had an old mason jar sitting on our kitchen counter.

I think it originally held some marbles from an attempt at a chore/behavior plan (that I can’t even remember anymore).

Then one day, I must have dumped some loose change in there.

Along the way a few random screws and some Box Tops dropped into it.

It’s kind of the “junk drawer” of jars.

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