Preheat your oven to 350 degrees.

Pour your milk, eggs, sugar, vanilla, cinnamon, nutmeg, and salt into a mixing bowl. Whisk well.

Drop your apples into the egg mixture. Coat them well. Then, using a slotted spoon, remove apples from the egg mixture. Try to leave most of the egg mixture in the bowl.

Meanwhile, place apples on a 9x13 cookie sheet pan.

Cube your bread. Drop all bread into the egg mixture at once. Stir well to incorporate the egg mixture into the bread.

Pour bread over the apples. Try to coat them completely, but don't worry about being perfect.

Bake for 40 minutes, or until eggs are set.

Serve warm. Add powdered sugar and syrup if you like, but we find it delicious without them.