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5 Ways We’ve Saved Money This Week 114
Two weeks. I don’t think I’ve taken that kind of break from blogging since I began! But I finally carved a pocket of time to dedicate to writing.
Never mind the fact that a dead truck battery gave me this time. 😉
Last week, the big day we’ve anticipated for well over two years FINALLY happened.
WE PAID OFF EVERY BIT OF CREDIT CARD DEBT!
It wasn’t as smooth as I thought it would be. I’ll admit that we used our tax refund to finish off the debt. But it didn’t quite cover the entire bill. But I was so anxious to be done that I scraped together every bit of cash I could come up with to bring that balance to zero.
Adding that frantic movement to our last day of credit card living kind of curbed the joy I was looking for. But the sweet relief of standing on our own two feet without those bills hanging over us anymore was so worth it.
I expect that our next payday is when it will hit me that we don’t have to turn over all of that cash to a credit card company. That’s when the balloons will fall from the sky.
I assume.
5 Ways We’ve Saved Money This Week 113
While our #yearofno (make that two years of no) was effective at helping us pay off a chunk of debt, it wasn’t pretty. I may have inadvertently made it seem easier than it was.
We’ll be spending this year catching up on things that fell to the side for the past couple of years. This includes those non-essential things around our home that we didn’t replace or repair.
So what made our #yearofno different than a no spend month? Priorities. We’ve learned that we can live with imperfect things. We know what is most important. And we have the patience to wait to buy new when we have the cash to do it.
A no spend month wouldn’t have taught us any of those things. Anyone can tread water for a month only to go on a spending spree on the first day of a new month.
5 Ways We’ve Saved Money This Week 112
It’s still cold outside, but it’s already time to start thinking about summer camp. The cost of some camps are outrageous! A teacher forwarded information on one to me the other day, and the price for one week is $1,000. For ONE kid!
Hey, I’m all for kids having new experiences. And I even think that overnight camp is important. It boosts confidence and gives them so many great memories. But I’m not going to tank our savings to make it work.
If you want to send your kids to summer camp, now is the time to look into your options. Sign them up for a more affordable option before they fill up. Or look for scholarship opportunities before the deadlines pass.
5 Ways We’ve Saved Money This Week #111
We knew our goats would be having babies soon, but just like human Mamas, there’s no way to tell exactly when it might happen. Then suddenly on Sunday, there were two baby goats in the barn! And a few hours later, the other Mama had her twins, too.
We are small time goat farmers, and now we need to decide how many of these goats we will keep for our herd. In the meantime, the bleats from the babies are adorable!
5 Ways We’ve Saved Money This Week 110
Between ice storms and illness, we’ve had a crazy week. But we were able to do a couple of things to get us closer to our goal, including filing our taxes.
While I’m no fan of giving the government an interest free loan, we do get a return each year. But at least we have a plan for it! We knew we’d be getting enough back to cover what’s left of our credit card debt.