While I’m a huge fan of January 1st, we usually don’t have any goals written by that date. The last week of December is filled with holidays, birthday celebrations, and seeing how long we can wear pajamas each day. Not a lot of room there for brainstorming our future.
But once the new year begins and we settle back into our routine, that’s when we’re ready to imagine our future.
Setting these goals was the most fun this meeting has been in years! While finishing off debt is the first thing we wrote down, we can see light at the end of the tunnel. We should send the last payment to the credit card companies in the next couple of months.
I can’t begin to tell you how sweet that feels.
Feel like you’ll never stop living paycheck to paycheck? Learn how to get ahead in life with these 7 ideas you can put to use right away.
The mailbox is full of bills, a kid just had an expensive trip to urgent care, and the car is in need of a repair. Now you are just hoping that there’s enough food in the pantry to get you through to the next paycheck.
But deep down, you know that you’re just going to find yourself running out of money again.
So how can you get ahead when you feel like you’re just falling further and further behind?
Let’s talk about some money goals that you can set for yourself to make this mess a little neater. Don’t be discouraged! These are goals that people in nearly any financial situation can take use.
Getting out of debt is fine for other people, but they don’t face the obstacles you have. If you just can’t get out of debt, learn what you can change to finally succeed and get the life you want most.
What’s on your bucket list? We all have that mental list of things we’d like to do “someday”. Visit Paris. Run a 10k. Meet the New Kids on the Block. Be debt free. See the bottom of the laundry hamper.
It’s a fine list. But how often do we really think about it? If these are life dreams, we need to start taking some action so we can live to see them become solid memories.
While I’d love to formulate a plan to meet Jordan (sigh), this is a frugal living and family blog. So I’m going to focus on the debt free goal. But you’re in luck. Because, honestly? That one is the key to making all of those other dreams happen. Trust me.
Figure out how to get out of debt with these steps, and start living the better life you dream about. The #yearofno technique is what you need to succeed this time!
Debt is the “loading” bar that will never let you see the entire video. If you’re tired of waiting for life to get to the good part, you have to learn how to get out of debt. I want to show you a better way to pay off debt that won’t leave you discouraged and frustrated.
Debt advice is only good if you can put it in action, so this article will give you the most important steps to take to be successful. Everything you want in life is on the other side of that pile of debt.
And the last thing I want you to do is quit before you even get started.
Inside: Setting monthly goals is important when you’re paying down debt. Peek at the steps we’re taking each month to get closer to freedom from debt.
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August was a rough month for bills, but then again so was September. I’m starting to think we’ve entered a new normal. Or, probably, that I need to review our spending and make sure there aren’t leaks. After all, crushing your spending for 20 straight months isn’t easy. It’s only natural that we’d lose some of our speed.
What we really need is a little victory in our debt fight! Today’s the day we check in and see how that’s going this month, along with the other goals we’ve set for our family.
Inside: With everything going wrong, it probably seems like the perfect time to give up and just stay in debt forever. Learn why that instinct is exactly WRONG.
Paying off debt is like riding a roller coaster. I mean, sure, it has its ups and downs. But the analogy goes deeper than that.
I’m talking about the anticipation of the ride. (That mix of excitement and dread!) Once you’re on the ride, you can’t always see what’s coming ahead. There’s a lot of screaming (maybe it’s joy, maybe it’s regret). And at the end, you’re happy to get your feet back on solid ground.
Let’s not talk about the people who excitedly get in line to ride it again.