A Fresh New Year With New Goals…And A New Hashtag in 2018!

A Fresh New Year With New Goals…And A New Hashtag in 2018!

While I’m a huge fan of January 1st, we usually don’t have any goals written by that date.  The last week of December is filled with holidays, birthday celebrations, and seeing how long we can wear pajamas each day.  Not a lot of room there for brainstorming our future.

But once the new year begins and we settle back into our routine, that’s when we’re ready to imagine our future.

Setting these goals was the most fun this meeting has been in years!  While finishing off debt is the first thing we wrote down, we can see light at the end of the tunnel.  We should send the last payment to the credit card companies in the next couple of months.

I can’t begin to tell you how sweet that feels.

(more…)

How To Get Ahead In Life: 7 Ideas That Will Boost Your Savings

How To Get Ahead In Life: 7 Ideas That Will Boost Your Savings

Feel like you’ll never stop living paycheck to paycheck? Learn how to get ahead in life with these 7 ideas you can put to use right away.

The mailbox is full of bills, a kid just had an expensive trip to urgent care, and the car is in need of a repair.  Now you are just hoping that there’s enough food in the pantry to get you through to the next paycheck.

But deep down, you know that you’re just going to find yourself running out of money again.

So how can you get ahead in life when you feel like you’re just falling further and further behind?

Let’s talk about some money goals that you can set for yourself to make this mess a little neater.  Don’t be discouraged!  These are goals that people in nearly any financial situation can take use.

(more…)

7 Reasons You Can’t Get Out of Debt (And How to Fix It!)

7 Reasons You Can’t Get Out of Debt (And How to Fix It!)

Getting out of debt is fine for other people, but they don’t face the obstacles you have. If you just can’t get out of debt, learn what you can change to finally succeed and get the life you want most.

What’s on your bucket list?  We all have that mental list of things we’d like to do “someday”.  Visit Paris.  Run a 10k.  Meet the New Kids on the Block.  Be debt free.  See the bottom of the laundry hamper.

It’s a fine list.  But how often do we really think about it?  If these are life dreams, we need to start taking some action so we can live to see them become solid memories.

While I’d love to formulate a plan to meet Jordan (sigh), this is a frugal living and family blog.  So I’m going to focus on the debt free goal.  But you’re in luck.  Because, honestly?  That one is the key to making all of those other dreams happen.  Trust me.

(more…)

How to Get Out Of Debt With Your Own #YearofNo

How to Get Out Of Debt With Your Own #YearofNo

Figure out how to get out of debt with these steps, and start living the better life you dream about. The #yearofno technique is what you need to succeed this time!

Debt is the “loading” bar that will never let you see the entire video.  If you’re tired of waiting for life to get to the good part, you have to learn how to get out of debt.  I want to show you a better way to pay off debt that won’t leave you discouraged and frustrated.

Debt advice is only good if you can put it in action, so this article will give you the most important steps to take to be successful.  Everything you want in life is on the other side of that pile of debt.

And the last thing I want you to do is quit before you even get started.

(more…)

September Check In: SMART Goals and a BIG Debt Payoff Plan

September Check In: SMART Goals and a BIG Debt Payoff Plan

You know how Dave Ramsey tells you that Murphy will move in when you try to pay off debt?  Boy, is he right!  July was a tough month emotionally when it came to debt.  But August was a doozy for bills!

With an eighth grader joining marching band this year, we were introduced to high school sized fees.  Remember back when you couldn’t wait for the kids to leave diapers and formula because you would save so much money?  Well it’s kinda like that all over again.

So we used one of our nice chunks of debt money to cover those bills instead.  But we didn’t go into debt to cover these bills.  And it didn’t leave us without food on our table.  It simply backed our debt free date a little further down the calendar.

(more…)

How to Deal With Money Worries And Change Your Life

How to Deal With Money Worries And Change Your Life

Money worries feel like they control your whole life. But it doesn’t have to be that way. Learn four steps that can change everything.

The cart was nearly full as I turned down the last aisle at the grocery store.  I eyeballed the foods I had selected to feed our family. 

Money worries were always on my mind, and I carefully chose foods that would keep our budget down.  

But prices had been rising steadily for months.  

In fact, the cost of food seemed higher this trip than they were just a week ago.

Gas prices were through the roof and everyone I knew was struggling in one way or another.  There was a recession.  Plus I had just quit my job, lowering our income just as our third child was born.

The timing wasn’t perfect.

As I pushed the cart along, I couldn’t help but wonder if the cost of food would continue to climb until we’d find ourselves unable to feed our small family.  

A terrible feeling washed over me, and I frantically dug through my purse, looking for my phone.  

As I called my sister, I knew I was having a heart attack.

(more…)

Pin It on Pinterest