Why use a monthly budget when you’re paid every other week? This bi-weekly budget template will fit your life. But watch out for 3 mistakes that will bust it!
I’m no math wizard, but even I can see that getting paid every two weeks means you need to stretch that money into 14 days.
But let’s be generous and squish two paychecks together. Now we’re looking at a 28 days of pay…and you’re going to try to budget that into a 30 or 31 day month?
Does this make sense?
Then why does everyone insist you make a monthly budget when you get paid bi-weekly?
And heaven forbid we compare those months when you get 3 paychecks instead of 2. Sure, they call that a “bonus” paycheck. But the last time I checked, we still need at least food and gas for those “extra” 14 days.
There must be a better way!
Well of course there is! It’s called the bi-weekly budget template, which I’ve created just for you.
As a bonus, it also makes those 3 paycheck months easier to factor into your money saving plan!
Inside: No one wants to have a life of regrets. So should you take a vacation if you’re in debt? Take this quiz to help you find the right balance.
When my family proposed that we take a vacation this year, I was immediately against it. A vacation right after such a successful #yearofno? We’d corrected our bad spending and were doing so well paying off debt. It didn’t make sense to postpone our debt free date so we could have a family vacation.
Then again, I’m a pretty boring person. I’ve always been the type to set goals and bend over backwards to reach them. And while my more playful husband aggravates me sometimes, his viewpoint is an important counterbalance to my own. It keeps me from missing out on the fun things in life, and I usually end up appreciating it in the long run. (more…)
Advertising makes you feel like you need one of everything! The key to controlling your money is knowing the difference between need and want. Use these tricks to tell the difference and watch your money grow!
I read a chapter from Little House on the Prairie to my daughter like we do most nights, when there’s a little extra time before bed. In the book, Pa was recovering from malaria.
Since he couldn’t get out to work, he decided to hand make a rocking chair for Ma. It was just a fun side project for the Ingalls family.
Aside from the fact that Pa’s skills were pretty amazing, I’m often struck by the stark contrast between wants and needs in the “Laura books”. Most of us stop by the store if we run out of salad dressing.
Pa didn’t even go when he ran out of nails for building the house! He just made pegs from wood and worked a little slower. On their shelter.
Even the most frugal people I know would put “shelter” on their short list of needs.
I'm Jamie, and I believe that you can build your savings, even when life is frustrating. Learn more.
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