You may have noticed that there was no debt check in back in November, and I’m sorry about that! But this series is not something I want to stop doing, because it keeps us accountable to our debt payoff plan. And I hope it helps you fight your own debt, too.
We started paying off this debt at the beginning of 2016, so we’ve been at it for nearly 2 years now. We’ve made some serious progress, which helps us get through the rough months.
Inside: Setting monthly goals is important when you’re paying down debt. Peek at the steps we’re taking each month to get closer to freedom from debt.
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August was a rough month for bills, but then again so was September. I’m starting to think we’ve entered a new normal. Or, probably, that I need to review our spending and make sure there aren’t leaks. After all, crushing your spending for 20 straight months isn’t easy. It’s only natural that we’d lose some of our speed.
What we really need is a little victory in our debt fight! Today’s the day we check in and see how that’s going this month, along with the other goals we’ve set for our family.
You know how Dave Ramsey tells you that Murphy will move in when you try to pay off debt? Boy, is he right! July was a tough month emotionally when it came to debt. But August was a doozy for bills!
With an eighth grader joining marching band this year, we were introduced to high school sized fees. Remember back when you couldn’t wait for the kids to leave diapers and formula because you would save so much money? Well it’s kinda like that all over again.
So we used one of our nice chunks of debt money to cover those bills instead. But we didn’t go into debt to cover these bills. And it didn’t leave us without food on our table. It simply backed our debt free date a little further down the calendar.
Inside: Blogging is a ton of work, but over time you’ll learn what’s worth it and what you need to stop worrying about. Get advice from a 2nd year blogger!
August marks the birth month of Medium Sized Family! I love to spend a little time reflecting on how far the blog has come, and this year I have 2 years under my belt as a blogger.
When I wanted to be a music teacher, I went to college and studied the subjects they told me to. Blogging is a whole different beast! Sure, you can take classes to learn how to be a better blogger. But it’s tough to figure out what’s valuable… and what’s just noise.
While I have no intention of becoming a blogger who blogs about blogging, I would like to share some of my experiences this year. Maybe this will give other bloggers an aha moment. Or maybe you’ll decide that you’d like to try blogging yourself! Or…not. 😉
July was kinda rough. There were moments (hours) (days?) that I was just doggone tired of paying off debt. For a while, I wondered if I could even see it through to the end.
Paying off debt ain’t for the weak, and after some reflection I wrote about it. And as I wrote, I realized that the only way around these problems was to go straight through them.
Happy July! Summer is in full swing, and life is finally calming down a bit. You may have noticed that there was no June check in on our goals. Whoops!
The truth is, life was absolutely crazy in all of May and a good chunk of June. But I did miss the accountability of this post, and I’m really happy to get back to it this month.