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A couple of Januarys ago, my Hubby and I stared at a list of things we wanted to do with our lives. Changes we wanted to make to our home. Fun trips we wanted to take with our family. Dream dates we’d love to go on.
And it was a shock to our plan when we realized that debt was keeping us from doing any of those things.
You probably have dreams similar to ours. But something is holding you back. Whether it’s too many bills, not enough savings, or the weight of money mistakes you feel like you’ll never overcome…it can make you feel hopeless.
Being in debt puts a damper on a lot of things. But the holidays can seem especially hard!
Between feeling obligated to participate in every tradition, event, and gift giving opportunity and the fact that most of your friends seem to take part in every one of those things, it can make the season feel depressing.
Time to reframe that attitude!
The holiday season is the best time to put on your attitude of gratitude! Christmas should be about so much more than just spending money!
And if you can raise yourself up this time of year, imagine the great things you are setting yourself up for! A fresh new year with less debt (especially if you have a habit of financing gifts on the old credit card).
And, if you can beat that debt, your future Christmases can be times of less stress.
I'm Jamie, and I believe that you can build your savings, even when life is frustrating. Learn more.
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